What is a FHA LOANS

You may qualify for an FHA loan with a down payment as low as 3.5%, even if your credit is less than perfect. These loans are typically easier to qualify for than conventional loans because they’re insured by the Federal Housing Administration. But even though they’re backed by the government, you still need to shop around for the best mortgage because FHA loans are issued by private lenders with different requirements and terms.

 

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